Even if a home looks to be everything that you could have ever wanted, you will want to make sure that you are not skipping out on the step of a home inspection. Remember, just because everything on the surface looks fine, you never know what kind of problems are lurking underneath. To help you have a better idea as to why the home inspection prior to the purchase, you will want to keep reading.
You Want To Know If It Is Move-In Ready
Just because a real estate agent lists the home as move-in ready, it does not mean that it truly is. This isn't because the agent is giving false information, it is just that he or she is going off of what they can see and what the homeowners have disclosed to them. There could be some hidden problems that the current homeowners do not even know about. It will take an in-depth home inspection in order to uncover any problems that may be lurking under the surface. For example, there could be black mold growing behind the walls, which you will need to know about because of the health hazard that could be for you and your family.
You May Need It For The Loan Approval
Some lenders will not be able to approve the loan for your home purchase unless you have a home inspection done. They might not have a requirement that states that every single issue possible needs to be checked for, but they might have a list of particular things that they want looked at.
For example, it is usually important for the roof of a home to pass the inspection because of how quickly damages can develop when there is a leak in the roof. They may also want to make sure that the value is truly there in the home based on the information found in the home inspection because they will not want to lend money for a home that would not be worth it.
Always make sure that you are hiring the best company possible for the home inspection because you want to be able to trust the results that they present to you completely. This way, you will know whether you are ready to move forward with the purchase just how things are, if you want to negotiate the price because of problems found during the inspection, or if you want to completely walk away from the home because there are simply too many problems for you to take on as your own.